Gwylio'r Geiniog - Mawrth 2026

Cymraeg

Sefydlwyd Cyfrifwyr Huw Aled Accountants ym mis Chwefror 2020 er mwyn rhoi cymorth i unigolion gyda'u cyfrifon a'u trethi. Rydym yn arbenigo mewn cyfrifon a threthi ar gyfer unigolion hunan gyflogedig, landlordiaid, uwch reolwyr ac ‘expats’. Mae'r iaith Gymraeg yn bwysig iawn i Huw ac Aled gan eu bod nhw’n dau yn Gymry Cymraeg iaith gyntaf.

DARLLEN MWY

CYSYLLTWCH Â NI

Telephone: 07808 798 569 Email: enquiries@huwaledaccountants.com

Telephone: 07808 798 569
enquiries@huwaledaccountants.com

1. Ydych chi wedi newid swydd yn ystod y flwyddyn neu wedi dechrau derbyn pensiwn am y tro cyntaf? Pan fydd yna newid i'ch incwm trwy PAYE (Talu Wrth Ennill), yn aml iawn mae gwallau yn eich cod treth. Gall y gwallau yma arwain at gor-daliad treth.

Yn 2025, cyhoeddodd y Swyddfa Dreth cafodd dros 730,000 o ad-daliadau treth heb eu hawlio, gyda chyfartaledd yr ad-daliadau yn £855 yr un. I wirio os oes ad-daliad yn ddyledus i chi, defnyddiwch 'ap' y Swyddfa Dreth neu rhowch ganiad iddynt i wirio'ch sefyllfa dreth.

2. Ydych chi'n bwriadu prynu cerbyd trydan? Mae'r Llywodraeth wedi cyhoeddi cynnydd o 40%+ yn y grantiau sydd ar gael ar gyfer cost gosod pwyntiau gwefru ('charging points'). O fis Ebrill 2026, gall pobl hawlio grantiau o hyd at £500 (y swm blaenorol oedd £350).

Ceir y manylion yn llawn ar wefan gov.uk.

3. Ydych chi wedi sylwi ar ffordd newydd o dalu pan yn siopa ar-lein, o'r enw "Talu drwy'r banc" ("Pay by bank")? Yn hytrach na theipio manylion eich cerdyn credyd, mae defnyddio "Talu drwy'r banc" yn mynd â chi i gyfrif ar-lein eich banc i gymeradwyo'r trafodyn.

Gall hyn arbed peth amser i chi, ond, wrth ddefnyddio'r opsiwn yma, rydych yn colli hawliau sylweddol, o gymharu â'ch cerdyn credyd. Ystyriwch osgoi defnyddio "Talu drwy'r banc" pan yn prynu eitemau drud fel gwyliau neu eitemau electroneg.

Cwestiynau Huw ac Aled

C: Ar hyn o bryd, dwi'n cymryd seibiant o fy ngyrfa i ofalu am fy mam. Hoffwn barhau i dalu rhywbeth mewn i'm mhensiwn yn ystod y cyfnod hwn. Oes modd gwneud hyn?

A: Oes. Os nad ydych chi'n ennill unrhyw incwm ar hyn o bryd, gallwch dalu hyd at £2,880 o arian parod i mewn i'ch cronfa bensiwn. Bydd hyn yn cael ei gynyddu i gyfanswm o £3,600 gan y Llywodraeth.

Gall unigolyn arall wneud y cyfraniad yma ar eich rhan, er enghraifft, eich priod neu aelod arall o'r teulu. Caiff cyfraniadau o'r fath eu trin, o ran rhyddhad treth, fel pe baech chi wedi'u talu nhw eich hun. Hynny yw, chi sy'n derbyn y rhyddhad treth, nid yr unigolyn arall.

Gall hyn fod yn ddefnyddiol dros ben pan fydd aelod o'r teulu yn rhoi'r gorau i weithio am gyfnod estynedig o amser, tra'n parhau i allu tyfu eu cronfa pensiwn.

Os byddwch chi'n mynd yn ôl i weithio'n rhan-amser, gall eich partner/priod barhau i gyfrannu at eich pensiwn, ond ni all cyfanswm y cyfraniadau fod yn fwy na'r lwfans pensiwn blynyddol sydd fel arfer yn uchafswm o £60,000 neu 100% o'ch incwm.

Our Services

One of the most significant changes to personal income tax is taking place from April 2026 onwards and action is…

Making Tax Digital for Income Tax

Huw and Aled are specialists in the field of taxation for individuals, in particular the preparation of self assessment tax…

Self Assessment Tax

Huw and Aled have significant experience in assisting individuals with understanding, quantifying and reporting their capital gains tax liabilities to…

Capital Gains Tax

Expat taxation services are offered to expats who are living abroad on a temporary or permanent basis. Our client base…

Expats

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"You have made what is a complicated situation very clear. Thank you very much for your contribution."
"Rydych chi wedi gwneud yr hyn sy'n sefyllfa gymhleth yn glir iawn. Diolch yn fawr iawn am eich cyfraniad."

Dewi Llwyd

Dros Ginio (BBC Radio Cymru)

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“Thank you so much for sorting out my capital gains tax. I can finally put closure on the situation, which believe me is a huge weight off my shoulders.”

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“Diolch yn fawr am eich cymorth. Rydych wedi bod yn help mawr ac wedi rhoi tawelwch meddwl i fi.”

“Thank you very much for your assistance. You have been a real help and given me peace of mind.”

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From a client who's originally from Germany and has started working self-employed in the UK. We've been helping her to understand the UK tax system:

“Thank you very much for your patience, I really appreciate it. If only we could have lectures at university about things like this! That makes perfect sense, thank you very much.”

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"Thanks once again for your help this year. I've had a bit of a nightmare with accountants in the last few years. I'm so glad to have found one who is so approachable and knowledgeable and a nice bloke to top it off."

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“Diolch yn fawr iawn Aled am eich gwaith trylwyr. Mae'r cwmwl wedi codi!”

"Thank you very much Aled for your thorough work. The clouds have lifted!"

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"I just received your newsletter today. As you know, I live out of the country and hence find it slightly difficult to keep up to date with the financial updates within the UK. Your newsletters are heaven-sent, for me. Please keep up the good work."

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"Huw Aled Accountants have been a lifeline throughout the COVID-19 pandemic, notifying me of several grants and funds to which I could apply for my business, having been ineligible for government schemes. I am very grateful for their continued support and expertise."

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"Your newsletter alerted me to a support fund made available to freelancers as a result of Covid-19. I have successfully received funding, which has made a significant difference to me at a time when work has dried up during lockdown. Thank you very much for all your support!"

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"I want to express my sincere gratitude for your efficient service. It has truly been a breath of fresh air."