Gwylio'r Geiniog - Chwefror 2026

Cymraeg

Sefydlwyd Cyfrifwyr Huw Aled Accountants ym mis Chwefror 2020 er mwyn rhoi cymorth i unigolion gyda'u cyfrifon a'u trethi. Rydym yn arbenigo mewn cyfrifon a threthi ar gyfer unigolion hunan gyflogedig, landlordiaid, uwch reolwyr ac ‘expats’. Mae'r iaith Gymraeg yn bwysig iawn i Huw ac Aled gan eu bod nhw’n dau yn Gymry Cymraeg iaith gyntaf.

DARLLEN MWY

CYSYLLTWCH Â NI

Telephone: 07808 798 569 Email: enquiries@huwaledaccountants.com

Telephone: 07808 798 569
enquiries@huwaledaccountants.com

Wrth i ni agosau at ddiwedd y flwyddyn dreth, dyma rhai materion i'w hystyried cyn y 5ed o Ebrill:

1. Taliadau bonws - os ydych yn gobeithio am fonws o'ch cyflogwr, gwiriwch a fydd y bonws yn eich rhoi mewn band treth uwch (gallech chi dalu 40% neu hyd yn oed 60% o dreth incwm ar y bonws!), neu gwiriwch a fyddwch chi'n croesi'r trothwy i orfod ad-dalu budd-dal plant.

Gellir lleihau'r ergyd treth trwy ystyried opsiynau megis cyfraniadau pensiwn personol neu rhoddion elusennol, ond mae angen gweithredu'r rhain cyn 5 Ebrill 2026.

2. Rhoddion - ydych chi'n bwriadu gwneud rhoddion ariannol i aelodau'r teulu? Gallwch roi hyd at £3,000 bob blwyddyn dreth bydd wedi'i heithrio rhag treth etifeddiaeth.

3. ISAs - ydych chi wedi defnyddio eich lwfans ISA di-dreth o £20,000 yn llawn eleni? Cofiwch, o 6 Ebrill 2027 ymlaen bydd y lwfans o £20,000 ar gyfer cyfraniadau arian i ISAs yn lleihau i £12,000 i'r rhai o dan 65 oed. Manteisiwch ar y lwfans o £20,000 cyn y newid yma.

4. Codau treth - mae'r Swyddfa Dreth wedi dechrau cyhoeddi codau treth ar gyfer y flwyddyn dreth sydd i ddod, 2026-2027. Gwiriwch eich cod treth, ac os yw'ch cyflog net yn newid yn sylweddol o un mis i'r llall, gwiriwch gyda'ch cyfrifydd neu gyda'ch cyflogwr.

Cwestiynau Huw ac Aled

C: Rwy'n adeiladwr hunangyflogedig ac rwyf hefyd yn berchen ar dŷ rhent. Dwi ar ddeall bod y Swyddfa Dreth yn newid eu gofynion ar gyfer ffurflenni treth i'r rheini sy'n hunangyflogedig neu'n landlordiaid. Beth sy'n digwydd a beth sydd angen i mi ei wneud?

A: Os oedd cyfanswm eich incwm gros o hunangyflogaeth ac/neu o dai yn fwy na £50,000 yn ffurflen dreth 2024-2025, byddwch yn cael eich effeithio gan 'Gwneud Treth yn Ddigidol ar gyfer Hunanasesiad' o fis Ebrill 2026 ymlaen.

Dyma un o'r newidiadau mwyaf sylweddol a wnaed erioed i dreth incwm a bydd angen i'r trethdalwyr hynny:

• Gofrestru ar gyfer 'Gwneud Treth yn Ddigidol' gan ddefnyddio system ar-lein newydd y Swyddfa Dreth

• Cyflwyno 'diweddariadau' bob chwarter i'r Swyddfa Dreth o'u cyfanswm incwm a'u cyfanswm costau, gan ddefnyddio meddalwedd cymwys

• Cadw cofnodion digidol o bob trafodyn incwm a threuliau ei busnes

Nawr yw'r amser i baratoi'n llawn ar gyfer y newidiadau hyn. Cysylltwch â chyfrifydd i fynd i'r afael â'r holl gofynion newydd ac yn y cyfamser, efallai yr hoffech adolygu manylion llawn y mesurau newydd, a cheir yma:

huwaledaccountants.com/services/making-tax-digital-for-income-tax

Our Services

One of the most significant changes to personal income tax is taking place from April 2026 onwards and action is…

Making Tax Digital for Income Tax

Huw and Aled are specialists in the field of taxation for individuals, in particular the preparation of self assessment tax…

Self Assessment Tax

Huw and Aled have significant experience in assisting individuals with understanding, quantifying and reporting their capital gains tax liabilities to…

Capital Gains Tax

Expat taxation services are offered to expats who are living abroad on a temporary or permanent basis. Our client base…

Expats

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"You have made what is a complicated situation very clear. Thank you very much for your contribution."
"Rydych chi wedi gwneud yr hyn sy'n sefyllfa gymhleth yn glir iawn. Diolch yn fawr iawn am eich cyfraniad."

Dewi Llwyd

Dros Ginio (BBC Radio Cymru)

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“Thank you so much for sorting out my capital gains tax. I can finally put closure on the situation, which believe me is a huge weight off my shoulders.”

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“Diolch yn fawr am eich cymorth. Rydych wedi bod yn help mawr ac wedi rhoi tawelwch meddwl i fi.”

“Thank you very much for your assistance. You have been a real help and given me peace of mind.”

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From a client who's originally from Germany and has started working self-employed in the UK. We've been helping her to understand the UK tax system:

“Thank you very much for your patience, I really appreciate it. If only we could have lectures at university about things like this! That makes perfect sense, thank you very much.”

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"Thanks once again for your help this year. I've had a bit of a nightmare with accountants in the last few years. I'm so glad to have found one who is so approachable and knowledgeable and a nice bloke to top it off."

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“Diolch yn fawr iawn Aled am eich gwaith trylwyr. Mae'r cwmwl wedi codi!”

"Thank you very much Aled for your thorough work. The clouds have lifted!"

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"I just received your newsletter today. As you know, I live out of the country and hence find it slightly difficult to keep up to date with the financial updates within the UK. Your newsletters are heaven-sent, for me. Please keep up the good work."

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"Huw Aled Accountants have been a lifeline throughout the COVID-19 pandemic, notifying me of several grants and funds to which I could apply for my business, having been ineligible for government schemes. I am very grateful for their continued support and expertise."

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"Your newsletter alerted me to a support fund made available to freelancers as a result of Covid-19. I have successfully received funding, which has made a significant difference to me at a time when work has dried up during lockdown. Thank you very much for all your support!"

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"I want to express my sincere gratitude for your efficient service. It has truly been a breath of fresh air."