Gwylio'r Geiniog - Tachwedd 2023

Cymraeg

Sefydlwyd Cyfrifwyr Huw Aled Accountants ym mis Chwefror 2020 er mwyn rhoi cymorth i unigolion gyda'u cyfrifon a'u trethi. Rydym yn arbenigo mewn cyfrifon a threthi ar gyfer unigolion hunan gyflogedig, landlordiaid, uwch reolwyr ac ‘expats’. Mae'r iaith Gymraeg yn bwysig iawn i Huw ac Aled gan eu bod nhw’n dau yn Gymry Cymraeg iaith gyntaf.

DARLLEN MWY

CYSYLLTWCH Â NI

Telephone: 07808 798 569 Email: enquiries@huwaledaccountants.com

Telephone: 07808 798 569
enquiries@huwaledaccountants.com

Yn dilyn Datganiad yr Hydref gan y Canghellor, Jeremy Hunt, dyma'r prif materion i'w nodi:

1. Datblygiadau CADARNHAOL

Ar gyfer gweithwyr, bydd cyfradd cyfraniadau Yswiriant Gwladol Dosbarth 1 yn cael eu lleihau o 12% i 10% o 6 Ionawr 2024. Bydd gweithiwr cyffredin ar gyflog o £35,400 yn derbyn toriad treth blynyddol o £450.

Ar gyfer yr hunangyflogedig, mae yna ddau newid mawr i Yswiriant Gwladol (YG) o fis Ebrill 2024 ymlaen:
- YG Dosbarth 2 yn cael ei diddymu: yn flaenorol, roedd hyn yn daliad 'flat rate' oedd yn ddyledus gan pob unigolyn hunangyflogedig oedd yn ennill elw llawrydd o fwy na £12,570.
- YG Dosbarth 4 yn cael ei leihau o 9% i 8%: mae hyn yn daladwy ar elw hunangyflogedig rhwng £12,570 a £50,270.

Bydd y ddau newid hyn yn arwain at arbediad treth o tua £350 i unigolyn hunangyflogedig sy'n ennill elw o £28,200.

Credyd Cynhwysol a budd-daliadau oedran gweithio eraill i gynyddu 6.7% o fis Ebrill 2024.

Bydd Pensiwn y Wladwriaeth yn cynyddu 8.5% o fis Ebrill 2024, sydd gwerth £900 ychwanegol y flwyddyn i’r rhai sydd ar bensiwn newydd y wladwriaeth.

Bydd y Cyflog Byw Cenedlaethol yn codi o £10.42 i £11.44 o fis Ebrill 2024.

Bydd cwmnïau sy'n buddsoddi mewn peiriannau ac offer yn gallu parhau i dynnu'r costau hyn yn llawn yn erbyn treth gorfforaeth.

2. Datblygiadau SIOMEDIG

Disgwylir i safonau byw ostwng eto eleni ac ni ddisgwylir iddynt ddychwelyd i lefelau cyn-bandemig tan 2027-28.

Dim newid i lwfans personol treth incwm a throthwyon treth cyfradd uwch a byddant ddim yn newid tan 2028. Wrth i gyflogau godi, bydd pawb yn talu mwy o dreth.

Er bod cyfraddau YG wedi cael eu lleihau ar gyfer gweithwyr, nid oes unrhyw newid i’r cyfradd YG Dosbarth 1 sy’n daladwy gan gyflogwyr, sy’n parhau ar 13.8%.

Cyllid ychwanegol ar gyfer tîm Rheoli Dyled y Swyddfa Dreth, sy'n adlewyrchu'r realiti y gall unigolion ei chael hi'n anodd i dalu eu biliau treth yn y blynyddoedd i ddod wrth i'r pwysau o'r argyfwng costau byw barhau.

Byddwn yn parhau i roi'r wybodaeth ddiweddaraf ichi am newidiadau sylweddol i drethi a chyhoeddiadau ariannol y Llywodraeth!

Our Services

One of the most significant changes to personal income tax is taking place from April 2026 onwards and action is…

Making Tax Digital for Income Tax

Huw and Aled are specialists in the field of taxation for individuals, in particular the preparation of self assessment tax…

Self Assessment Tax

Huw and Aled have significant experience in assisting individuals with understanding, quantifying and reporting their capital gains tax liabilities to…

Capital Gains Tax

Expat taxation services are offered to expats who are living abroad on a temporary or permanent basis. Our client base…

Expats

Slide 1a

"You have made what is a complicated situation very clear. Thank you very much for your contribution."
"Rydych chi wedi gwneud yr hyn sy'n sefyllfa gymhleth yn glir iawn. Diolch yn fawr iawn am eich cyfraniad."

Dewi Llwyd

Dros Ginio (BBC Radio Cymru)

Slide 1

“Thank you so much for sorting out my capital gains tax. I can finally put closure on the situation, which believe me is a huge weight off my shoulders.”

Slide 1

“Diolch yn fawr am eich cymorth. Rydych wedi bod yn help mawr ac wedi rhoi tawelwch meddwl i fi.”

“Thank you very much for your assistance. You have been a real help and given me peace of mind.”

Slide 1

From a client who's originally from Germany and has started working self-employed in the UK. We've been helping her to understand the UK tax system:

“Thank you very much for your patience, I really appreciate it. If only we could have lectures at university about things like this! That makes perfect sense, thank you very much.”

Slide 1

"Thanks once again for your help this year. I've had a bit of a nightmare with accountants in the last few years. I'm so glad to have found one who is so approachable and knowledgeable and a nice bloke to top it off."

Slide 1

“Diolch yn fawr iawn Aled am eich gwaith trylwyr. Mae'r cwmwl wedi codi!”

"Thank you very much Aled for your thorough work. The clouds have lifted!"

Slide 1

"I just received your newsletter today. As you know, I live out of the country and hence find it slightly difficult to keep up to date with the financial updates within the UK. Your newsletters are heaven-sent, for me. Please keep up the good work."

Slide 1

"Huw Aled Accountants have been a lifeline throughout the COVID-19 pandemic, notifying me of several grants and funds to which I could apply for my business, having been ineligible for government schemes. I am very grateful for their continued support and expertise."

Slide 1

"Your newsletter alerted me to a support fund made available to freelancers as a result of Covid-19. I have successfully received funding, which has made a significant difference to me at a time when work has dried up during lockdown. Thank you very much for all your support!"

Slide 1

"I want to express my sincere gratitude for your efficient service. It has truly been a breath of fresh air."