Gwylio'r Geiniog - Mehefin 2021

Cymraeg

Sefydlwyd Cyfrifwyr Huw Aled Accountants ym mis Chwefror 2020 er mwyn rhoi cymorth i unigolion gyda'u cyfrifon a'u trethi. Rydym yn arbenigo mewn cyfrifon a threthi ar gyfer unigolion hunan gyflogedig, landlordiaid, uwch reolwyr ac ‘expats’. Mae'r iaith Gymraeg yn bwysig iawn i Huw ac Aled gan eu bod nhw’n dau yn Gymry Cymraeg iaith gyntaf.

DARLLEN MWY

CYSYLLTWCH Â NI

Telephone: 07808 798 569 Email: enquiries@huwaledaccountants.com

Telephone: 07808 798 569
enquiries@huwaledaccountants.com

Mae'r cyfanswm y gellir ei dalu i mewn i bensiwn personol yn ystod blwyddyn dreth wedi'i gyfyngu i'r isafswm o 100% o'ch enillion a £40,000. Ar gyfer unigolion hunan gyflogedig sydd wedi derbyn grantiau SEISS yn ystod y pandemig, mae'r Swyddfa Dreth wedi cadarnhau maent yn trin yr incwm grant yma fel enillion at ddibenion cyfraniad pensiwn. Bydd hyn yn cynyddu'r swm y gall unigolion hunan gyflogedig gyfrannu tuag at eu pensiynau personol.

Os ydych chi'n prynu tŷ, un problem ymarferol gyda'r broses talu yw bod banciau yn aml yn rhoi uchafswm trosglwyddo dyddiol o £25,000 ar-lein. Os ymwelwch â changen, gall trosglwyddiad o dros £25,000 ddenu ffioedd sylweddol. Cynlluniwch ymlaen llaw i wneud nifer o daliadau llai i'ch cyfreithiwr dros nifer o ddyddiau, os oes angen. Gall hyn osgoi unrhyw ffioedd o'r banc.

Ydych chi'n gwybod pa wybodaeth sydd ei angen er mwyn cofrestru ewyllys? Beth am drefnu atwrneiaethau (power of attorney)? Rydym yn cynnig ymgynghoriad hanner awr am ddim i unrhyw un sydd eisiau trafod unrhyw fater sy'n gysylltiedig ag ewyllysiau, atwrneiaethau, treth etifeddiaeth a phrofiant.

Rhowch ganiad i ni ar 029 2069 4524 neu ebostiwch This email address is being protected from spambots. You need JavaScript enabled to view it. er mwyn trefnu ymgynghoriad.

Cwestiynau Huw ac Aled: bu farw fy mam oedd yn weddw cyfoethog yn ddiweddar. Fe roddodd hi £600,000 i ni'r plant 6 blynedd yn ôl. Oes modd hawlio rhyddhad treth etifeddiaeth?

Nid oes unrhyw dreth etifeddiaeth yn daladwy ar rhoddion a wnaed dros 7 mlynedd cyn marwolaeth unigolyn. Mae llawer o unigolion yn tybio, os ydyn nhw'n gwneud rhoddion mawr ac yn goroesi rhwng 3 a 7 mlynedd, y byddan nhw'n talu cyfradd is o dreth etifeddiaeth drwy hawlio 'Rhyddhad Taper'.

Fodd bynnag, er mwyn bod yn gymwys i hawlio'r rhyddhad yma, rhaid i'r cyfanswm rhoddion fod yn fwy na band cyfradd di-dreth yr unigolyn. Fel rheol mae hyn yn £325,000. Gan fod y fam yn wraig gweddw, mae hi hefyd yn gymwys i dderbyn band cyfradd di-dreth y tad o £325,000, ac o ganlyniad mae ei band cyfradd di-dreth hi yn £650,000. Gan fod cyfanswm y rhoddion yn llai na'r swm hwn, ni fydd rhyddhad treth ar gael a gall treth etifeddiaeth cael ei godi ar yr holl roddion ar raddfa o 40%.

Os ydych chi'n ystyried gwneud rhoddion mawr ac yn ansicr o'r goblygiadau treth etifeddiaeth, cysylltwch â ni.

Our Services

One of the most significant changes to personal income tax is taking place from April 2026 onwards and action is…

Making Tax Digital for Income Tax

Huw and Aled are specialists in the field of taxation for individuals, in particular the preparation of self assessment tax…

Self Assessment Tax

Huw and Aled have significant experience in assisting individuals with understanding, quantifying and reporting their capital gains tax liabilities to…

Capital Gains Tax

Expat taxation services are offered to expats who are living abroad on a temporary or permanent basis. Our client base…

Expats

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"You have made what is a complicated situation very clear. Thank you very much for your contribution."
"Rydych chi wedi gwneud yr hyn sy'n sefyllfa gymhleth yn glir iawn. Diolch yn fawr iawn am eich cyfraniad."

Dewi Llwyd

Dros Ginio (BBC Radio Cymru)

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“Thank you so much for sorting out my capital gains tax. I can finally put closure on the situation, which believe me is a huge weight off my shoulders.”

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“Diolch yn fawr am eich cymorth. Rydych wedi bod yn help mawr ac wedi rhoi tawelwch meddwl i fi.”

“Thank you very much for your assistance. You have been a real help and given me peace of mind.”

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From a client who's originally from Germany and has started working self-employed in the UK. We've been helping her to understand the UK tax system:

“Thank you very much for your patience, I really appreciate it. If only we could have lectures at university about things like this! That makes perfect sense, thank you very much.”

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"Thanks once again for your help this year. I've had a bit of a nightmare with accountants in the last few years. I'm so glad to have found one who is so approachable and knowledgeable and a nice bloke to top it off."

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“Diolch yn fawr iawn Aled am eich gwaith trylwyr. Mae'r cwmwl wedi codi!”

"Thank you very much Aled for your thorough work. The clouds have lifted!"

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"I just received your newsletter today. As you know, I live out of the country and hence find it slightly difficult to keep up to date with the financial updates within the UK. Your newsletters are heaven-sent, for me. Please keep up the good work."

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"Huw Aled Accountants have been a lifeline throughout the COVID-19 pandemic, notifying me of several grants and funds to which I could apply for my business, having been ineligible for government schemes. I am very grateful for their continued support and expertise."

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"Your newsletter alerted me to a support fund made available to freelancers as a result of Covid-19. I have successfully received funding, which has made a significant difference to me at a time when work has dried up during lockdown. Thank you very much for all your support!"

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"I want to express my sincere gratitude for your efficient service. It has truly been a breath of fresh air."